Your AI-Powered CFO
92 AI tools that track every receivable, predict payments, and keep your cash flow visible — so you never lose track of money.
Spanning invoicing, expenses, reports, and more
P&L, Balance Sheet, Cash Flow, Trial Balance, and more
Automatic exchange rates and FX gain/loss tracking
FIDO2 passkey authentication with cross-device support
Financial Intelligence
Deep analytics that surface insights hidden in your financial data.
AR & AP Tracking
Track every receivable and payable. Aging analysis, client payment history, vendor spending patterns, and health scores across your entire book.
Cash Flow Forecasting
AI-driven 90-day projections with confidence ranges. Three scenarios (optimistic, expected, pessimistic) weighted by recent payment behavior.
Payment Predictions
Know when each invoice will be paid. ML-powered predictions with confidence scores based on client history, amount, and seasonal trends.
AI Agent
A financial assistant that understands your business inside and out.
92+ Tool AI Chat
Ask anything about your finances in plain English. The AI agent calls from 92+ specialized tools spanning invoicing, expenses, tax, reports, and more.
Smart Follow-ups
AI determines the optimal time, tone, and channel for every payment follow-up based on each client's unique payment behavior patterns.
Document Vault
Upload contracts, receipts, and proposals. AI extracts metadata, classifies documents, and makes them searchable through natural language queries.
Enterprise-Grade Platform
Built for scale with the security and flexibility modern businesses demand.
Financial Reports
Generate P&L, Balance Sheet, Cash Flow Statement, and Trial Balance reports with period comparison and CSV/Excel export.
Multi-Currency
44+ currency pairs with automatic exchange rates, FX gain/loss tracking, and foreign currency revaluation for global businesses.
Batch Operations
Create multiple invoices, bills, or payments in a single request. Approve or reject batches with validation warnings before execution.
Meet MyCFO
From connection to action in four simple steps. Your AI-powered CFO starts delivering value from day one.
Connect Your Books
Link your Zoho Books account in one click. MyCFO syncs invoices, bills, payments, contacts, and chart of accounts automatically.
- Secure OAuth — your credentials never touch our servers
- Incremental sync keeps data fresh every 15 minutes
- Historical data imported on first connection
AI Analyzes Everything
92+ AI tools go to work — analyzing payment patterns, predicting cash flow, scoring client health, and surfacing anomalies.
- Payment behavior analytics per client
- Cash flow forecasting with 3 scenarios
- Automatic anomaly and risk detection
Get Actionable Insights
Ask questions in plain English. Get answers backed by real data — never hallucinated. Every number comes from your actual books.
- "Who owes me the most right now?"
- "What's my projected cash position in 60 days?"
- "Show me expense trends for Q4"
Take Action Instantly
Create invoices, record payments, send follow-ups, and generate reports — all from the chat or dashboard. Every action requires your approval first.
- Draft → Preview → Approve → Execute workflow
- Batch operations for efficiency
- Full audit trail with undo capability
The MyCFO Advantage
Stop wrestling with spreadsheets and stale reports. See how MyCFO transforms every aspect of your financial operations.
Time to Insight
Hours of manual spreadsheet work to understand cash position
Ask a question, get an answer in seconds — backed by real data
Visibility
Stale reports that are outdated by the time you read them
Live dashboard synced every 15 minutes with AI anomaly detection
Payment Follow-ups
Manually tracking who owes what and when to send reminders
AI-timed follow-ups based on each client's payment behavior
Financial Analysis
Hiring an expensive CFO or consultant for periodic reviews
92+ AI tools analyzing your finances 24/7 for a fraction of the cost
Repetitive Tasks
Manually creating invoices, recording payments, generating reports
Batch operations, templates, and AI-assisted creation with one command
Client Intelligence
Gut feeling about which clients pay on time or cause issues
Data-driven health scores, payment predictions, and risk assessments
See the AI Agent in Action
Watch MyCFO handle a real financial workflow — from cash flow analysis to payment follow-ups, all in natural language.
Trusted by forward-thinking businesses
Real results from teams that switched to AI-powered financial management.
MyCFO cut our accounts receivable follow-up time by 80%. The AI drafts perfect reminder emails based on each client’s payment history, and the smart timing means we actually get paid faster.
We went from spending hours in spreadsheets to having a real-time cash flow forecast at our fingertips. The 90-day projections have been remarkably accurate and helped us plan two major hires with confidence.
The AI chat is like having a CFO on call 24/7. I just ask ‘What’s our tax liability this quarter?’ and get an instant, accurate answer with all the numbers pulled from our books. It’s incredible.
Simple, transparent pricing
No hidden fees. Cancel anytime.
Starter
Perfect for getting started
- Connect your accounting software (QuickBooks, Xero, Zoho Books & more)
- Cash flow dashboard
- AR/AP tracking
- AI chat (50 queries/month)
- 1 user
Pro
For growing businesses
- Everything in Starter
- Unlimited AI queries
- Payment predictions
- Smart follow-ups
- Financial reports (P&L, Balance Sheet)
- Document vault
- Up to 5 users
Enterprise
For established businesses
- Everything in Pro
- Multi-currency support
- Batch operations
- Budget management
- Bank reconciliation
- Custom AI providers (Ollama)
- Unlimited users
- Priority support